What is Debt Pooling?
Debt pooling offers you a way to pay off creditors at your own pace. Fresh Finance negotiates on your behalf with your creditors to get you a lower interest rate and set up a payment plan that fits into your current budget.

We have got some creditors to drop their interest rates as low as 0%!

Get Creditors to Drop Interest Rates to 0%
Debt pooling is an attractive option because it is an informal agreement, not a court-ordered procedure. This means that debt pooling has more flexibility than traditional programs covered in the Bankruptcy and Insolvency Act.

Less stress and more financially secure
Let us help you take away the stress of your life and be financially secure for Christmas by packaging all your repayments into just oe affordable monthly amount to us which we will spread across all your creditors!

The advantages of Debt Pooling
• Creditors decrease the interest rates you must pay, as low as 0% in some cases!

• No penalty for defaulting on the program

• No penalty for paying out early

• Payments are based on your budget

• All on-going fees are built directly into your plan